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Being Prepared for an Automobile Accident

English: Car accident near Dammsjön, Säter Mun...

English: Car accident near Dammsjön, Säter Municipality, Sweden. Svenska: Trafikolycka nära Dammsjön, Säters kommun, Sverige. (Photo credit: Wikipedia)

Late Tuesday evening, Los Angeles witnessed a horrific automobile accident. Three victims were declared dead at the scene and one was rushed to the hospital – his situation unknown.

In South Los Angeles, a vehicle crashed into a pole and then burned from the resulting fire. Four people were involved in the accident, three of whom were impossible to save as the fire was too impenetrable, and one who had been ejected from the car and free from the flames’ grasp.

It is unclear currently what caused the accident, but evidence seems to point to the driver moving at high speeds. There also may have been a second car that fled the scene.

Tragic accidents like this remind people how easy it is to lose control of a vehicle. Sometimes the accidents that cause the most damage to the car will leave the driver and passengers unharmed; and sometimes hitting a pole can result in a much more destructive ending than expected.

Cars and car accidents are unpredictable. Other drivers are also unpredictable. Collisions can happen to anyone, so it is important to know what to do after one has occurred.

First, never leave the scene. Leaving the scene of an accident is a criminal offense. If Tuesday night’s accident did involve another driver, he/she will be criminally prosecuted if found. The police should be contacted immediately to assess the accident, damages, and injuries. Filing a police report is essential, especially if a trial arises from the crash.

It is crucial to take notes or pictures if possible. Having physical proof of what happened is one-hundred-percent reliable compared to memories. This is also why filing a police report is helpful as it’s an immediate recount of what just occurred. During the couple of days following the incident, write down details remembered and any injuries suffered, as they may not become apparent until then.

After that, filing an insurance claim is required. Whether at fault or not, each driver must file a claim to cover damages suffered. Having an attorney can be very helpful during this time, especially if the damages suffered are severe. Read more about how a great lawyer can help in any accident.

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The Importance of Driving with Sufficient Insurance

St. Patrick's Day Collision  3 of 4

St. Patrick’s Day Collision 3 of 4 (Photo credit: 7mary3)

Sometimes it may seem like a good idea to drive without insurance. It’s expensive, confusing and a person only needs it when he/she gets pulled over or is in accident. Most people are unaware of how much driving uninsured can hurt themselves and others.

In California, fifteen percent of the population is uninsured and driving. Perhaps they are driving safely and abiding every street law, but that is unlikely. If a car accident occurs and the uninsured driver is not at fault, it is possible to file a claim and receive compensation; however, it usually requires an attorney and the compensation has potential to be incomplete. It is also protocol that the driver loses his/her license for a period of time.

If that same driver got into a car accident where he/she was at fault, then it would be his/her responsibility to cover damages for the other driver. This could mean out-of-pocket payment for medical bills, lost wages and property damage.

Many times it is not the uninsured driver that suffers the most. When insured drivers are hit by those who are uninsured, they become monetarily responsible for the accident. Either they must have the proper underinsured motorist coverage on their own plan; or they have to rely on out-of-pocket payment, assets that can be liquidated into compensation, or the financial cooperation of hospitals and auto repair shops.

Uninsured drivers affect the lives of others with their irresponsible driving. A small fender-bender may not seem like much for which to not get compensated or for which to pay someone else, but a major collision with serious injuries or even death can bankrupt the uninsured driver at fault as well as prohibit appropriate damages for the victim.

It is always a better choice to drive with insurance for you and for others. If you have been in an accident, whether you are insured or not, contact one of our great accident attorneys for a free consultation and help figuring out your next move.

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